Get It On Credit

Buy Now, Pay Smarter

Get your parts today with flexible payment options from trusted partners

✓ Fast Approval Decisions
✓ Secure Checkout
✓ Transparent Fees
✓ Trusted Since 2019
10,000+
Happy Customers
R30M+
Financed
2 Min
Approval Time
0%
Interest on Payflex

Figures reflect our credit partners’ combined customer networks.

Choose Your Payment Method

We’ve partnered with South Africa’s leading credit providers to make quality car parts accessible to everyone

Payflex

Interest-Free Instalments

Buy Now, Pay Later

📋 How It Works

Step 1: Shop
Add items to your cart as normal
Step 2: Select Payflex
Choose Payflex as your payment method at checkout
Step 3: Quick Assessment
Provide your ID number — assessed in seconds
Step 4: Done!
Pay 25% today, rest over 6 weeks — interest free
💳 Payment Example (R2,000 purchase)
R500
Today
R500
2 Weeks
R500
4 Weeks
R500
6 Weeks
🛒 Heavy Basket Payments

For higher-value orders that exceed your Payflex spending limit, the difference is simply added to your first payment. The remaining instalments stay the same — still interest-free.

Example: R10,000 order with a R2,000 Payflex limit

Your limit of R2,000 is split into 4 interest-free instalments of R500. The remaining R8,000 is added to your first payment.

R8,500
Today
R500
2 Weeks
R500
4 Weeks
R500
6 Weeks

Pay in 3: Same logic applies — your limit is split into 3 interest-free instalments, and the difference is added to the first payment.

✓
Zero Interest & Zero Fees

Pay exactly the purchase price, nothing more — ever

✓
Instant Assessment

Assessed in seconds using just your SA ID number

✓
No Documentation Required

Quick automated credit check — no paperwork needed


Learn More About Payflex →

Mobicred

Revolving Credit

Credit Line

📋 How It Works

Step 1: Apply Online
Quick application, fast decision
Step 2: Get Approved
Credit limit up to R50,000
Step 3: Shop
Use at PARTSZAR & 4,000+ stores, choose PayFast then Mobicred at checkout
Step 4: Repay Monthly
Single monthly payment, revolving credit
💳 Flexible Repayment Terms
12
Months
R50k
Max Credit
4000+
Stores
✓
Revolving Credit

Spend as you repay, credit available immediately

✓
One Account, Many Stores

Shop at thousands of online & physical stores

✓
Manage Online

Track spending and payments via app or web


Apply for Mobicred →

Store Cards

Apply for any of our accepted store cards and use them at checkout

Accepted Store Cards

Apply Online & Shop Today

Store Credit

📋 How It Works

Step 1: Apply
Click any card below to apply online
Step 2: Get Approved
Applications are assessed quickly by the card provider
Step 3: Shop
Use your store card at PARTSZAR checkout
Step 4: Repay
Flexible monthly payment options
✓
Multiple Options

Choose from 17 trusted store card providers

✓
Flexible Terms

Each provider offers different credit limits and payment plans

✓
Easy Application

Apply online in minutes with fast approval decisions

Note: Store cards are subject to approval by the respective retailers. Apply online and use your approved card at checkout. Terms and conditions apply.

Why Trust Our Payment Partners?

Your security and satisfaction are our top priorities

🔒

Bank-Level Security

All transactions are encrypted and processed through secure payment gateways with PCI DSS compliance

⚡

Fast Decisions

Approval decisions in minutes, not days. Start shopping for your parts as soon as you’re approved

🤝

Trusted Partners

We only work with established, regulated credit providers trusted by millions of South Africans

📞

Dedicated Support

Our team is here to help you through the process, from application to checkout and beyond

Frequently Asked Questions

Everything you need to know about our credit options

Do I need a credit card to use these options?
Not necessarily! Payflex accepts any Visa, Mastercard or American Express card (debit, credit or cheque). Mobicred provides a dedicated revolving credit line separate from your bank cards.
How quickly can I get approved?
Payflex assesses you in seconds — just provide your SA ID number at checkout. Mobicred applications typically get approved within 2-3 minutes during business hours. All approvals are subject to the provider’s credit assessment.
Are there any hidden fees?
Payflex has zero interest and zero fees for the customer — you pay exactly the purchase price when you pay on time. Mobicred charges interest on the outstanding balance, but all fees are transparent and disclosed upfront.
What happens if I miss a payment?
Both providers will contact you to arrange payment. Late fees may apply. It’s important to communicate with them if you’re having difficulty to avoid additional charges.
Can I use these options for all products?
Yes! Any product available on PARTSZAR can be purchased using either payment option, subject to your available credit limit.
Is my information secure?
Absolutely. Payflex processes all payments through PCI-compliant systems, and Mobicred uses bank-level encryption. Both are regulated and trusted by millions of South Africans.

Credit Disclaimer: Partszar is not a credit provider and is not registered as a credit provider under the National Credit Act 34 of 2005. All credit and instalment facilities shown on this page are provided directly by the relevant third-party providers (Payflex, Mobicred, and the respective store card issuers), and any credit agreement is concluded solely between you and that provider under its own terms and conditions.

All applications are subject to the provider’s credit assessment and approval, which is never guaranteed. Credit limits, interest, fees, and repayment terms are set solely by the provider. Payment examples on this page are for illustration only — the provider’s own quotation and disclosures prevail. Any queries or disputes about a credit facility must be directed to the relevant provider.

Responsible borrowing: only take up credit you can afford to repay. See our Terms and Conditions for full details.

Ready to Get Your Parts Today?

Join thousands of satisfied customers who’ve chosen smarter payment options


Start Shopping →


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